<b>Rates and Fees</b>

Rates and Fees

CD Rates1,2

Term Rate APY3
3 months 0.35% 0.35%
6 months 0.45% 0.45%
12 months 0.60% 0.60%
18 months 0.75% 0.75%
24 months 0.75% 0.75%
36 months 0.75% 0.75%
48 months 0.75% 0.75%
60 months 0.75% 0.75%

 

High-Yield Money Market Rates1

Daily Balance4 Rate APY3
$25,000.00+ 0.50% 0.50%
$5,000.00 - $24,999.99 0.15% 0.15%
$1,000.00 - $4,999.99 0.10% 0.10%
$0 - $999.99 0.00% 0.00%

 

Savings rates1

  Rate APY3
All balances 0.15% 0.15%

 

Fees and balance requirements

Account Minimum to open Monthly fee Daily minimum to avoid fee
CDs $10,000 $0 N/A
High-Yield Money Market $10,000 $255 $10,000
Savings $200 $35 $200 

 

1. Rates are effective as of 11/1/2021 and are subject to change at any time without notice.
2. Substantial penalty for early withdrawal.
3. APY—Annual Percentage Yield
4. The High-Yield Money Market Account is a tiered, variable rate account. You must maintain the minimum balance needed for each tier in order to earn the APY disclosed.
5. Fees may reduce the earnings on the account.