Rates and Fees
CD Rates1,2
| Term | Rate | APY3 |
|---|---|---|
| 3 months | 0.50% | 0.50% |
| 6 months | 0.50% | 0.50% |
| 12 months | 0.75% | 0.75% |
| 18 months | 0.75% | 0.75% |
| 24 months | 0.75% | 0.75% |
| 36 months | 0.75% | 0.75% |
| 48 months | 0.75% | 0.75% |
| 60 months | 0.75% | 0.75% |
High-Yield Money Market Rates1
| Daily Balance4 | Rate | APY3 |
|---|---|---|
| $25,000.00+ | 0.50% | 0.50% |
| $5,000.00 - $24,999.99 | 0.15% | 0.15% |
| $1,000.00 - $4,999.99 | 0.10% | 0.10% |
| $0 - $999.99 | 0.00% | 0.00% |
Savings rates1
| Rate | APY3 | |
|---|---|---|
| All balances | 0.15% | 0.15% |
Fees and balance requirements
| Account | Minimum to open | Monthly fee | Daily minimum to avoid fee |
|---|---|---|---|
| CDs | $10,000 | $0 | N/A |
| High-Yield Money Market | $10,000 | $255 | $10,000 |
| Savings | $200 | $35 | $200 |
1. Rates are effective as of 2/01/2021 and are subject to change at any time without notice.
2. Substantial penalty for early withdrawal.
3. APY—Annual Percentage Yield
4. The High-Yield Money Market Account is a tiered, variable rate account. You must maintain the minimum balance needed for each tier in order to earn the APY disclosed.
5. Fees may reduce the earnings on the account.
Contact a Banker
Call us at 972.934.4700 or toll-free at 1.800.827.4818
START THE PROCESS
Online Banking
Mobile Banking