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Certificates of Deposit (CDs)

A Range of Terms to Maximize Your Savings


NexBank offers a range of Certificates of Deposit(CD) terms and interest rates to fit your specific needs. Our CDs are a safe and secure way to earn more and save for your long-term financial goals. With a guaranteed rate of return, you achieve a consistent and predictable stream of interest income. Additionally, you can generate higher earnings with higher balances to increase your savings potential..

Promotional Online CD  interest rates are only offered for CDs with balances of $25,000 or more. NexBank’s Promotional Online CDs are only available through this online application.1
PROMOTIONAL ONLINE CDs1,2


CDs with opening balances of $25,000 to $240,000.00.


Interest Rate and APY 2,3
 
Term Interest Rate2 APY2,3
3 month Promotional Online CD 3.60% 3.66%
6 month Promotional Online CD 4.15% 4.19%
12 month Promotional Online CD 4.33% 4.40%
NEXBANK STANDARD CDs4


CDs with opening balances of $10,000


Interest Rate and APY3,4

Term Interest Rate4 APY3,4
3 month 3.55% 3.61%
6 month 4.10% 4.14%
12 month 4.28% 4.35%
18 month 3.67% 3.72%
24 month 3.50% 3.55%
36 month 3.40% 3.44%
48 month 3.30% 3.34%
60 month 3.25% 3.29%












1. Funds must be new money; deposits cannot be made from an existing NexBank CD account.
2. Promotional Online CD interest rates and APYs are effective as of 1/31/2025 and are subject to change at any time without notice. Promotional Online CDs are a $25,000 minimum to open to earn stated APY.  A substantial penalty may be imposed for withdrawals prior to maturity.
3. APY—Annual Percentage Yield. Fees could reduce earnings on the account.
4. Interest rates and APYs are effective as of 1/31/2025 and are subject to change at any time without notice. NexBank Standard CDs: $10,000 minimum to open and a substantial penalty may be imposed for withdrawals prior to maturity.

CDs are only available to consumers.
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Platinum One Checking

More Flexibility for Your Banking Needs